Sample scenarios
SBI → State Bank of India
Rahul Kumar → Rahul Kmr
HDFC Bank → HDFC Bnk Ltd
John Smith Pvt Ltd → John Smith
Amazon India → Amazon.in Pvt Ltd
Netflixx → Netflix (typo)
Flipkart Pvt → Flipkart Internet
Paytm → Paytm Payments Bank
Entered Name
Actual / Expected Name
Sample scenarios
Suresh Kumar → Suresh Kmr
ICICI Bank → ICICI Bnk Lmtd
Zomato → Zommato (typo)
Reliance Industries → Reliance Inds
Entered Name
Actual Name
Entity Resolution
L6 graph-augmented — find known entities sharing any attribute
Seeded demo entities
Fraud ring — weak name + shared mobile
ENT_DEMO_001 — all attributes
ENT_DEMO_003 — mobile only
Merchant — Swiggy by VPA
Merchant — Zomato by VPA
Name
VPA / UPI
Account Number
Mobile
Fraud Ring Detection
Scan the entity graph for clusters sharing identifiers. The seeded graph has a 3-entity ring (ENT_DEMO_001/002/003) sharing mobile 9000000001.
Min ring size
Three-Layer Attribution
Transaction + Payee + Temporal signals → risk score & grounded assertions
Pre-built scenarios
High Risk — block
Medium Risk — warn
Low Risk — pass
Transaction Signals
Input Method
Paste Trust Score (0–1)
Amount (₹)
Payee Signals
VPA Age (days)
Mule Flagged
Mule Flag Count
Name Score (0–1)
Temporal / Behavioural Signals
First-time Payee
Amount vs Avg Ratio
Lookalike VPA Detection
Signal 2 — detect VPAs impersonating known brands, banks, or merchants
Test scenarios — click to load
paytm.support@oksbi ⚠
hdfc.helpdesk@ybl ⚠
sbibank.refund@axisb ⚠
k.enterprises@oksbi (lookalike biz)
income.tax.refund@upi ⚠
swiggy@axisb ✓ (legit)
zomato@hdfcbank ✓ (legit)
rahul.sharma@okicici ✓ (personal)
VPA / UPI ID to screen
Mule Account Database
Signal 3 — search 50 synthetic flagged accounts across NPCI-MAS, bank FRM consortiums
Search by VPA, name, account, or mobile
Behavioral SDK
Signal 4 — real-time keystroke analysis, paste detection & device fingerprinting
0
Typing WPM
—
Avg Key Interval
No
Paste Detected
100%
Trust Score
Type a payee name or UPI ID below
Live signal feed
Start typing to see signals…
Device Fingerprint
VPA Velocity Engine
Signal 5 — transaction velocity, burst detection & anomaly scoring for any UPI VPA
Preset scenarios — click to load
k.enterprises@oksbi (mule burst)
fastcash.in@ybl (high velocity)
collect9182@oksbi (burst pattern)
pay.relay@axisb (relay node)
swiggy@axisb (normal merchant)
rahul.sharma@okicici (personal, low)
uber.india@hdfcbank (normal high-vol)
loanshark99@upi (predatory lender)
VPA to check
Sanctions & PEP Screening
Signal 6 — fuzzy name match against OFAC, UN Consolidated, RBI caution lists & PEP database
Test scenarios — click to load
Dawood Ibrahim (OFAC/UN)
Dawud Ibraheem (fuzzy variant)
Viktor Bout (arms dealer)
Iqbal Mirchi (D-Company)
Hafiz Saeed (UN/OFAC)
Lashkar e Taiba (org)
Rajesh Kumar ✓ (no match)
Priya Sharma ✓ (no match)
Payee / Entity Name